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Rebecca Seitz, MBA on Instagram: "Most people don’t know this, but your Roth IRA can actually help you buy a home or even fund renovations, if it’s used the right way. 🏡 You can always withdraw your contributions tax- and penalty-free. And if you’re a first-time buyer, you may be able to use up to $10k of earnings too. That means your Roth could help with your down payment, closing costs, or upgrades without draining your savings. Thinking about using your Roth for a home purchase or project? D
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Rebecca Seitz, MBA on Instagram: "Most people don’t know this, but …
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Dani Bettencourt REALTOR® Manteca & surrounding areas on Instagram: "Using a Roth IRA to buy your first home? Most people think they know the rules… but this is one of those topics where half the internet gets it wrong. Here’s what the IRS actually allows: Your contributions (not earnings) can be withdrawn anytime—tax-free, penalty-free, for any reason. But that’s not the “special homebuyer perk”… that’s just how Roth IRAs work. The real magic happens in the fine print, so keep swiping and make
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Dani Bettencourt REALTOR® Manteca & surrounding areas on I…
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